| A New Framework for Analyzing Competition for Financial Services (with A.N. Berger), 26 april 2023 |  |
| Disclosure, Co-opetition, and Disruptive Investment (with V.N. Vladimirov), 1 December 2022 | |
| A Banking ACE (with C. de Vries), 18 June 2021. | |
| Financial Intermedation and Technology: What's Old, What's New? (with P. Hoffmann, L. Laeven & L. Ratnovski), IMF Working Paper, WP-20-161, 10 August 2020. Earlier published as ECB Working Paper and CEPR Discussion Paper. See below: | |
| Financial Intermediation and Technology: What's Old, What's New? (with P. Hoffmann, L. Laeven & L. Ratnovski), ECB Working Paper Series 2438, 10 July 2020. | |
| Financial Intermediation and Technology: What's Old, What's New? (with P. Hoffmann, L. Laeven & L. Ratnovski), CEPR Discussion Paper 15004, 6 July 2020. | |
| Collusion with Public and Private Ownership and Innovation (with V.N. Vladimirov), University of Amsterdam, 19 February 2019. | |
| Competition and Entry in Banking: Implications for Capital Regulation, (with M. Marinc), 2008. | |
| The Competitive Challenge in Banking, (with A. Schmeits), 2005. | |
| Towards a New Theory of Corporate Governance Objectivity versus Proximity, (with J.R. Macey and A. Schmeits), 2004. | |
| Economic Value of Autonomy, (with A.V. Thakor), 2003. | |
| Evolution of Organizational Scale and Scope, (with T.T. Milbourn and A.V. Thakor), in Tinbergen Institute paper series (discussion paper). 060/2, (2002) (previous title: "Expansion of Banking Scale and Scope: Don’t Banks Know the Value of Focus?"). | |