Working papers



Improving Competitive Analyses of Financial Intermediation Services (with A.N. Berger), 3 September 2023.
Disclosure, Co-opetition, and Disruptive Investment (with V.N. Vladimirov), 1 December 2022.
A Banking ACE (with C. de Vries), 18 June 2021.
Financial Intermedation and Technology: What's Old, What's New? (with P. Hoffmann, L. Laeven & L. Ratnovski), IMF Working Paper, WP-20-161, 10 August 2020. Earlier published as ECB Working Paper and CEPR Discussion Paper. See below:
Financial Intermediation and Technology: What's Old, What's New? (with P. Hoffmann, L. Laeven & L. Ratnovski), ECB Working Paper Series 2438, 10 July 2020.
Financial Intermediation and Technology: What's Old, What's New? (with P. Hoffmann, L. Laeven & L. Ratnovski), CEPR Discussion Paper 15004, 6 July 2020.
Collusion with Public and Private Ownership and Innovation (with V.N. Vladimirov), University of Amsterdam, 19 February 2019.
Competition and Entry in Banking: Implications for Capital Regulation, (with M. Marinc), 2008.
The Competitive Challenge in Banking, (with A. Schmeits), 2005.
Towards a New Theory of Corporate Governance Objectivity versus Proximity, (with J.R. Macey and A. Schmeits), 2004.
Economic Value of Autonomy, (with A.V. Thakor), 2003.
Evolution of Organizational Scale and Scope, (with T.T. Milbourn and A.V. Thakor), in Tinbergen Institute paper series (discussion paper). 060/2, (2002) (previous title: "Expansion of Banking Scale and Scope: Don’t Banks Know the Value of Focus?").